/* =============================================
   MULTI-STEP FORM — STYLES
   ============================================= */
   * {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
  }
  
  body {
    font-family: 'Open Sans', sans-serif;
    background: #fff;
    color: #343434;
    -webkit-font-smoothing: antialiased;
  }
  
  /* ---- Layout ---- */
  .form-wrapper {
    max-width: 1240px;
    margin: 0 auto;
    padding: 10px 50px 30px;
  }
  
  .form-inner {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
  }
  
  /* Logo row — full width, left aligned */
  .logo-row {
    width: 100%;
    flex-basis: 100%;
    display: flex;
    margin-bottom: 30px;
  }
  
  .logo {
    width: 100px;
    height: 100px;
    display: block;
  }
  
  /* Content row — 718 px centered */
  .content-row {
    width: 580px;
    max-width: 100%;
    margin: 10px 0 30px;
    padding: 0px 16px;
  }
  
  /* ---- Steps ---- */
  #stepsContainer {
    min-height: 180px;
  }
  
  .step {
    display: none;
    animation: fadeIn .35s ease;
  }
  
  .step.active {
    display: block;
  }
  
  @keyframes fadeIn {
    from {
      opacity: 0;
      transform: translateY(8px);
    }
  
    to {
      opacity: 1;
      transform: translateY(0);
    }
  }
  
  /* ---- Headings & descriptions ---- */
  .step-heading {
    font-family: 'Open Sans', sans-serif;
    font-size: 25px;
    font-weight: 700;
    color: #343434;
    text-align: center;
    line-height: 1.35;
    padding: 16px 0px;
  }
  
  .step-description {
    font-family: 'Open Sans', sans-serif;
    font-size: 16px;
    color: #343434;
    text-align: center;
    line-height: 1.5;
    padding: 16px 0px;
  }
  
  .step-description strong {
    font-weight: 700;
  }
  
  /* ---- Radio options ---- */
  .radio-options {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    margin: 20px 0;
  }
  
  .radio-option {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 17px;
    border: 1px solid #dadada;
    border-radius: 12px;
    background: #fff;
    cursor: pointer;
    transition: border-color .2s;
    font-family: 'Open Sans', sans-serif;
    font-size: 15px;
    color: #343434;
    width: calc(50% - 10px);
    height: 56px;
    flex-shrink: 0;
    box-shadow: rgba(216, 216, 216, .5) 2px 2px 12px 2px;
    font-weight: 600;
    /* margin-bottom: 17px; */
  }
  
  .radio-options.has-odd-last .radio-option:last-child {
    width: calc(50% - 10px);
    margin: 0 auto;
  }
  
  .radio-option:hover {
    border-color: #0a83ca;
  }
  
  .radio-option.selected {
    border-color: #0a83ca;
  }
  
  .radio-circle {
    width: 17px;
    height: 17px;
    min-width: 17px;
    border-radius: 50%;
    border: 2px solid #0a83ca;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: border-color .2s;
  }
  
  .radio-option.selected .radio-circle {
    border-color: #0a83ca;
  }
  
  .radio-circle-inner {
    width: 11px;
    height: 11px;
    border-radius: 50%;
    background: #0a83ca;
    transform: scale(0);
    transition: transform .15s;
  }
  
  .radio-option.selected .radio-circle-inner {
    transform: scale(1);
  }
  
  /* ---- Input fields (MUI filled-style) ---- */
  .input-group+.input-group {
    margin-top: 27px;
  }
  
  .input-wrapper {
    position: relative;
    width: 100%;
    height: 77px;
    border-radius: 0;
    box-shadow: rgba(216, 216, 216, .5) 2px 2px 12px 2px;
    background: #fff;
    overflow: hidden;
  }
  
  .input-wrapper::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: rgba(0, 0, 0, .42);
    transition: height .2s, background .2s;
  }
  
  .input-wrapper.focused::after {
    height: 2px;
    background: #0a83ca;
  }
  
  .input-wrapper label {
    position: absolute;
    top: 20px;
    left: 12px;
    font-family: 'Poppins', sans-serif;
    font-size: 14px;
    color: #a3a3a3;
    pointer-events: none;
    transition: all .2s;
    transform-origin: top left;
  }
  
  .input-wrapper.focused label,
  .input-wrapper.has-value label {
    top: 10px;
    font-size: 12px;
  }
  
  .input-wrapper.focused label {
    color: #0a83ca;
  }
  
  .input-wrapper input {
    width: 100%;
    height: 100%;
    border: none;
    outline: none;
    padding: 30px 12px 10px;
    font-family: 'Poppins', sans-serif;
    font-size: 16px;
    color: #000;
    background: transparent;
  }
  
  /* Phone input — intl-tel-input overrides */
  .phone-intl {
    overflow: visible;
  }
  
  .phone-intl .iti {
    width: 100%;
    height: 100%;
  }
  
  .phone-intl .iti__selected-country-primary {
    padding-left: 12px;
  }
  
  .phone-intl .iti__country-container {
    height: 100%;
    padding-top: 20px;
  }
  
  .phone-intl .iti input.iti__tel-input {
    width: 100%;
    height: 100%;
    padding: 26px 12px 8px 0;
    border: none;
    background: transparent;
    font-family: 'Poppins', sans-serif;
    font-size: 16px;
    outline: none;
    box-sizing: border-box;
  }
  
  .phone-intl label {
    z-index: 2;
  }
  
  .iti__dropdown-content {
    z-index: 9999 !important;
    border: 1px solid #dadada;
    box-shadow: 0 4px 16px rgba(0, 0, 0, .12);
    border-radius: 4px;
    background: #fff;
  }
  
  .iti__search-input {
    padding: 10px 12px;
    font-family: 'Poppins', sans-serif;
    font-size: 14px;
  }
  
  .iti__country-list {
    max-height: 220px;
  }
  
  .iti__country {
    padding: 8px 12px;
    font-family: 'Poppins', sans-serif;
    font-size: 14px;
  }
  
  .iti__country:hover {
    background: #f5f5f5;
  }
  
  .iti__dial-code {
    color: #999;
  }
  
  /* Validation errors */
  .field-error {
    font-size: 11px;
    color: #d32f2f;
    margin-top: 3px;
    padding-left: 12px;
    display: none;
    font-family: 'Poppins', sans-serif;
    font-weight: 400;
    letter-spacing: 0.01em;
  }
  
  .field-error.visible {
    display: block;
  }
  
  /* ---- Textarea ---- */
  .textarea-wrapper {
    position: relative;
    width: 100%;
    border-radius: 0;
    box-shadow: rgba(216, 216, 216, .5) 2px 2px 12px 2px;
    background: #fff;
    overflow: hidden;
    margin-bottom: 20px;
  }
  
  .textarea-wrapper::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: rgba(0, 0, 0, .42);
    transition: height .2s, background .2s;
  }
  
  .textarea-wrapper:focus-within::after {
    height: 2px;
    background: #0a83ca;
  }
  
  .textarea-wrapper label {
    position: absolute;
    top: 20px;
    left: 12px;
    font-family: 'Poppins', sans-serif;
    font-size: 14px;
    color: #a3a3a3;
    pointer-events: none;
    transition: all .2s;
  }
  
  .textarea-wrapper:focus-within label,
  .textarea-wrapper.has-value label {
    top: 8px;
    font-size: 12px;
  }
  
  .textarea-wrapper:focus-within label {
    color: #0a83ca;
  }
  
  .textarea-wrapper textarea {
    width: 100%;
    min-height: 120px;
    border: none;
    outline: none;
    padding: 27px 12px 10px;
    font-family: 'Poppins', sans-serif;
    font-size: 16px;
    color: #000;
    background: transparent;
    resize: none;
  }
  
  /* ---- Buttons ---- */
  .btn-next,
  .btn-submit {
    width: 100%;
    height: 46px;
    border: none;
    border-radius: 4px;
    background: rgb(10, 131, 202);
    color: #fff;
    font-family: 'Open Sans', sans-serif;
    font-size: 15px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: .43px;
    cursor: pointer;
    transition: background .2s;
    margin-top: 20px;
    margin-bottom: 12px;
    font-weight: 700;
  }
  
  .btn-next:hover,
  .btn-submit:hover {
    background: #0972b3;
  }
  
  /* ---- Progress bar ---- */
  .progress-bar-track {
    width: 100%;
    height: 4px;
    background: rgba(6, 164, 65, .1);
    margin-top: 40px;
  }
  
  .progress-bar-fill {
    height: 100%;
    transition: width .4s linear;
    width: 0%;
    background: rgb(10, 131, 202);
  }
  
  /* ---- Notices ---- */
  .confidential-notice {
    font-size: 14px;
    color: #343434;
    text-align: center;
    margin-top: 15px;
    font-family: 'Open Sans', sans-serif;
    padding: 16px;
  }
  
  .consent-text {
    font-size: 14px;
    color: #343434;
    text-align: center;
    line-height: 1.5;
    margin-top: 15px;
    font-family: 'Open Sans', sans-serif;
  }
  
  .back-button {
    font-size: 14px;
    color: #343434;
    cursor: pointer;
    margin-top: 10px;
    font-family: 'Open Sans', sans-serif;
  }
  
  .back-button:hover {
    color: #0a83ca;
  }
  
  /* ---- Footer ---- */
  .footer {
    width: 100%;
    flex-basis: 100%;
    margin-top: 40px;
    text-align: center;
  }
  
  .copyright,
  .footer-links {
    font-size: 14px;
    color: #343434;
    font-family: 'Open Sans', sans-serif;
  }
  
  .copyright {
    margin-bottom: 4px;
  }
  
  .footer-links a {
    color: #0a83ca;
    text-decoration: underline;
  }
  
  .footer-links a:hover {
    text-decoration: none;
  }
  
  /* ---- Responsive ---- */
  @media (max-width: 768px) {
    .form-wrapper {
      padding: 10px 15px 20px;
    }
  
    .content-row {
      width: 100%;
    }
  
    .step-heading {
      font-size: 22px;
    }
  
    .radio-option {
      width: 100%;
      margin-bottom: 2px;
    }
  
    .radio-options.has-odd-last .radio-option:last-child {
      width: 100%;
    }
  }
  
  .iti .iti__selected-dial-code {
    display: none;
  }